Mario Mallia

Mario Mallia was appointed Chief Executive Officer in January 2016. Previously he had been appointed as the Bank's first Chief Operations Officer in October 2014. He joined BOV in 1979, and has previously carried out various other roles at the Bank, the most recent being those of Chief Finance Officer and Chief Risk Officer.

Mario is chairman of the Asset-Liability Management Committee (ALCO), a member of the Management Board, and is a director sits on the boards of MSV Life plc, Valletta Fund Services Ltd and BOV Investments Ltd. He chairs the MSV Life Risk Committee.

Mario graduated in accountancy from the University of Malta, holds the Certified Public Accountant warrant and is a Fellow of the Malta Institute of Accountants.

Ernest John Agius
Ernest John Agius was appointed Chief Operations Officer in May 2016. His previous position within the Bank was that of Change Management Executive, setting up of the Change Management Function, which incorporates Process Management Ernest's career in the financial services spans more than 29 years where he has held a number of senior executive positions. As Chief Operations Officer, Ernest is responsible for the management and delivery of change projects within the Bank. This includes the Core Banking Transformation Project across the whole Bank. Ernest will be responsible for the management of all operational functions and the delivery of the BOV’s overall transformation programme.

Joseph Agius
Joseph Agius was appointed Chief Technology Officer in October 2014, and became a member of the Bank's Management Board in October 2016. Since joining Bank of Valletta in 1985, Mr Agius has garnered over 30 years experience in IT and Financial Services. In this time, he has been actively involved in the implementation of various mission critical projects. In his role as Chief Technology Officer, Mr Agius is responsible for driving the Bank’s IT strategy. He is a strong proponent for modernisation in IT, and running IT as a business with its inherent business value. Presently, his primary focus is on leading the Bank’s strategic initiatives on core retailing banking transformation and digital banking. In his role as Chief Technology Officer, Mr Agius chairs the Bank’s IT Steering Committee. Joseph Agius is currently a non-executive director on the Board of the Malta Information Technology Agency. Mr Agius holds an Honours degree in Computer Science from the University of Reading and an MBA in eBusiness from Grenoble Graduate School of Business. He is also a Chartered Engineer and member of the British Computer Society.

Miguel Borg
Miguel Borg was appointed Chief Risk Officer (CRO) of the BOV Group in November 2014. He is a member of the Management Board. In his role as CRO, he is responsible for overseeing the measurement and management of the Group’s financial and non-financial risk. He is responsible for maintaining the relationship with regulators and supervisors. Risk management, compliance, anti-financial crime, legal services and credit risk sanctioning departments report to the CRO. Miguel is a Director at Valletta Fund Management (VFM) Ltd. and the Chairman of the Risk and Regulatory Committee of VFM. He is also a member of the Bank’s Asset-Liability Management Committee (ALCO) and the Risk Committee of MSV Life plc. He lectures at the University of Malta. Miguel holds a Masters in Economics from the University of Malta.

Kenneth Farrugia
Kenneth Farrugia was appointed Chief Business Development Officer in November 2014. He is responsible for the improvement of the Bank’s market position and the achievement of financial growth, Kenneth was previously Chief Officer for Valletta Fund Services Limited the Bank’s fund servicing arm, and Valletta Fund Management Limited a joint venture between Bank of Valletta plc and Insight Investment Management (Global) Limited. Kenneth is also a director on the Board of Valletta Fund Management Limited. Kenneth joined the Bank in October 1985 and has occupied various posts within the Bank.He also serves as Chairman of the Malta Funds Industry Association and is the Chairman of FinanceMalta, Malta’s national promotional body for the financial services industry. He is also the Chairman of Malita Investments plc which is listed on the Malta Stock Exchange.

Elvia George
Elvia George was appointed Chief Finance Officer in November 2014. She is responsible for the financial governance of the BOV Group including financial and supervisory reporting, management reporting, budgets and forecasts, investment appraisal, taxation, custody services and investment operations. Elvia was appointed Chief Officer, Finance in May 2008. She is a member of the Executive Committee, the Asset and Liability Management Committee (ALCO) and attends meetings of the Audit Committee and the Risk Management Committee. Elvia is also a member of the MSV LIfe Audit Committee. She joined Bank of Valletta in 1981 and has occupied various roles within the organisation. She is a certified public accountant, graduating with first class honors in accountancy from the University of Malta in 1988 and is also a Fellow of the Malta Institute of Accountants. Elvia lectures at the University of Malta, specialising in accounting for financial institutions. She is involved with the Malta University Examination Panel, is a member of the Accountancy Board and sits on the board of the Dar tal-Providenza.

Albert Frendo
Albert Frendo was appointed Chief Business Development Officer (Credit) in May 2016. An accountant by profession, Albert's career at the Bank spans over 30 years with wide ranging experience in cost management and financial reporting, risk management and credit finance. Albert has occupied various key positions at the Bank including that of Chief Officer Credit, the most recent being that of Chief Officer Corporate Finance. He is a member of the Provisions Committee and the Bank’s Asset and Liability Committee (ALCO). Albert holds a Masters in Business Administration, with specialisation in Management Consulting, from Grenoble Graduate School of Business in France. As Chief Business Development Officer (Credit), Albert is responsible for the Bank’s credit business development and management.